A Credit Card Recommendation Tool to Consider

Simplify selecting your next potential credit card

Tunji Onigbanjo
2 min readApr 13, 2022


Photo by Alesia Kazantceva on Unsplash

As you know, I like to share resources that make personal finance simple. There are many different resources to help simplify your decision on your next credit card when it comes to credit cards. A great resource is a credit card recommendation tool. One of the best credit card recommendation tools that is non-intrusive and provides you with quick results is NerdWallet’s.

NerdWallet is one of my favorite websites for all things personal finance ranging from credit cards, information on loans, and long-term investing tips. The website has a tool to assist with recommending your next credit card without requiring a soft pull on your credit or creating an account.

First, navigate to Recommend. Once you are there, it will first ask you to select how you would like your next credit card to help you, whether earning points, cashback, or both. Next, it will ask you questions such as your credit score range (Excellent, Good, Average, or Poor), if you would like an annual fee or not, if you would like no foreign transaction fees, if you would like a sign-up bonus, and how you would like to spend your rewards. After about three minutes to five minutes of questions, you will be able to see recommendations.

Using NerdWallet’s recommendation tool can be a major time-saver for you. Now you know what cards you should be looking for specifically, allowing you to narrow down your research. A major bonus of the tool is that you do not need to provide the last four digits of your social security number to get results, and you do not need to create an account.

Let me know in the comments what credit card recommendation tool you would recommend to someone on the hunt for their next credit card. Remember always to be a responsible user of credit to build a strong credit history and position yourself for a lower interest rate on any loan product when the time comes.

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