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Tunji Onigbanjo
Tunji Onigbanjo

417 Followers

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Jan 23

A Quick Overview of My 5 Credit Cards

My current lineup of credit cards — As of January 2023, I have five credit cards I use for various purposes that have positioned me to have a 775 FICO Score. The following are the five credit cards: 1. Navy Federal Flagship Rewards Card 2. Amazon Prime Rewards Visa Signature Card 3. Deserve EDU Card 4. Capital…

Finance

3 min read

A Quick Overview of My 5 Credit Cards
A Quick Overview of My 5 Credit Cards
Finance

3 min read


Jan 17

2 Travel Credit Cards to Consider in 2023

Earn rewards to use towards travel expenses — A travel credit card is a type of credit card that provides you with rewards, usually in the form of miles or points, based on your purchases to be used towards travel expenses. Now that a new year is upon us, I know you may be looking to travel sometime…

Finance

2 min read

2 Travel Credit Cards to Consider in 2023
2 Travel Credit Cards to Consider in 2023
Finance

2 min read


Published in DataDrivenInvestor

·Jan 10

A Quick Overview of the Financial Select Sector SPDR Fund

An ETF that provides exposure to financial services — The financial sector is a section of the economy made up of companies that provide financial services such as retail banking, commercial banking, insurance, and mortgage finance. It is a key sector to be aware of since you likely have a bank account, auto loan, and/or mortgage with a company…

Finance

2 min read

A Quick Overview of the Financial Select Sector SPDR Fund
A Quick Overview of the Financial Select Sector SPDR Fund
Finance

2 min read


Jan 3

What Is Gross Income?

An individual’s total earnings before taxes and other deductions — Gross income is an individual’s total earnings before taxes and other deductions. Income is not limited to income received in cash. It can also include properties or services received. Gross income is also a term used in the business world, but today the focus will be on individuals. When it…

Finance

2 min read

What Is Gross Income?
What Is Gross Income?
Finance

2 min read


Published in DataDrivenInvestor

·Dec 27, 2022

What Is a Watchlist?

Keep track of securities you are interested in — A watchlist is a set of securities an investor monitors for a potential investment or trading opportunity. Building your own watchlist makes it easier to understand the key securities you want to monitor and track. Whether you are using a brokerage such as TD Ameritrade or a financial platform such…

Finance

2 min read

What Is a Watchlist?
What Is a Watchlist?
Finance

2 min read


Dec 21, 2022

3 Ways to Improve Your FICO Score in 2023

Your most important credit score — Your FICO Score is a credit score used by 90% of the top United States lending institutions to determine your creditworthiness for products such as mortgages, auto loans, and personal loans. Moving into 2023, it is important to be of the ways you can improve your FICO Score to ensure…

Fico Score

3 min read

3 Ways to Improve Your FICO Score in 2023
3 Ways to Improve Your FICO Score in 2023
Fico Score

3 min read


Published in DataDrivenInvestor

·Dec 13, 2022

A Quick Overview of the Vanguard Health Care Index Fund

An ETF that provides exposure to the health care sector — Health care is one of the most important sectors in the United States. Some of its key segments include health insurance, health care marketing, pharmaceuticals, health care technology, and health administration. According to the U.S. Centers for Medicare & Medicaid Services, United States’ national health care expenditure reached $4.1 trillion…

Finance

2 min read

A Quick Overview of the Vanguard Health Care Index Fund
A Quick Overview of the Vanguard Health Care Index Fund
Finance

2 min read


Published in DataDrivenInvestor

·Dec 6, 2022

What Is Institutional Ownership?

A metric to be familiar with — Institutional ownership is the amount of a company’s available stock owned by a fund, investment firm, private foundation, endowment, or any large entity that manages investments on behalf of others. Stocks with a large amount of institutional ownership are often looked upon favorably since large entities that manage investments tend…

Finance

2 min read

What Is Institutional Ownership?
What Is Institutional Ownership?
Finance

2 min read


Published in DataDrivenInvestor

·Nov 29, 2022

What Is ROI?

A performance measure to know about — Return on investment (ROI) is a performance measure used to evaluate the profitability of an investment or compare the efficiency of several different investments. ROI essentially tries to directly measure an investment’s return relative to its cost. ROI is a measure you should be familiar with as an investor. The…

Finance

2 min read

What Is ROI?
What Is ROI?
Finance

2 min read


Published in DataDrivenInvestor

·Nov 22, 2022

What Is an Expense Ratio?

A measure of how much of a fund’s assets are used for expenses — An expense ratio is a ratio that measures how much of a fund’s assets are used for administrative and other operating expenses such as recordkeeping, custodial services, taxes, legal expenses, accounting fees, and auditing fees. In a fund such as an exchange-traded fund (ETF), the expense ratio is deducted from…

Finance

2 min read

What Is an Expense Ratio?
What Is an Expense Ratio?
Finance

2 min read

Tunji Onigbanjo

Tunji Onigbanjo

417 Followers

Financial literacy is important.

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