Used to analyze the profitability of real estate investments — In the world of real estate investing, Net Operating Income (NOI) is a calculation used to analyze the profitability of an income-generating property. NOI is a before tax-figure. It excludes principal and interest payments on loans, capital expenditures, depreciation, and amortization. The following will help to simplify NOI further. The…

Make credit card research simple for yourself — Finding your next credit card does not have to be complicated. Whether you are looking for a cash-back credit card to gain rewards from your gas and grocery spending, or a travel credit card for your summer trips, there are two simple resources you can use. Those resources are CardMatch…

Wage and Tax statement — It’s tax filing season. Whether you have or have not filed your taxes, there is one tax document you should especially be familiar with if you have an employer. That document is Form W-2, also known as the Wage and Tax statement. It is a document that an employer is…

The total market value of investments an entity manages — Assets Under Management (AUM) is the total market value of investments that an entity, such as a person or financial institution, manages on behalf of its clients. Since AUM is tied to market value, it fluctuates daily depending on the state of the market and the performance of the assets…

An owner of a company’s stock — A shareholder is a person, company, or institution that owns at least one share of a company’s stock. Shareholders are essentially the owners of a company. Some shareholders own a large percentage, while others own a much smaller percentage. Shareholders benefit from a business’s success. …

Make personal finance simple for yourself — Personal finance is a term you probably get tired of hearing about, but it is extremely important. It is a term that focuses on how you manage your money. From earning money to saving and investing money, it is important to be aware of the key aspects of personal finance…

Understanding an analyst’s projection — A price target is an analyst’s projection of a security, such as a stock or ETF, future price. When an analyst is looking to set a stock’s price target, they are typically trying to determine what the stock will be worth 12 or 18 months in the future. In terms…

A loan used to purchase real estate — When it is time for you to buy some real estate, you will likely use a mortgage unless you have the cash on standby. A mortgage is a loan used to purchase or maintain real estate. Examples of real estate include a house, condo, and land. …

My current lineup of credit cards — As of January 2023, I have five credit cards I use for various purposes that have positioned me to have a 775 FICO Score. The following are the five credit cards: 1. Navy Federal Flagship Rewards Card 2. Amazon Prime Rewards Visa Signature Card 3. Deserve EDU Card 4. Capital…