Gain an understanding of the leading companies globally excluding the United States — Many of the largest publicly traded companies in the world by market cap are based in the United States. You can easily stay updated on them via an ETF such as the Vanguard 500 Index Fund (VOO). When it comes to staying up to date on the largest publicly traded…

A relatively reliable lead indicator of a recession — An inverted yield curve, sometimes referred to as a negative yield curve, is an unusual drop of longer-term debt yields below the shorter-term debt yields of the same credit quality. It is unusual because the expectation for a debt investor, such as a bond investor, is to witness higher yields…

Keep track of leading companies that purchase and operate real property — Real estate is real property that consists of land and buildings on it. It also includes natural resources found on the land. Examples of real estate include single-family homes, apartments, offices, hotels, hospitals, and farms. Real estate is everywhere you go and look. …

Understand where your money comes from and goes — The word budget is a dreaded word. It can feel like a waste of time creating one. That is why I like to use a five-column chart method to understand how money flows into and out of my checking account and list things out, which assists me in establishing a…

Simplify selecting your next potential credit card — As you know, I like to share resources that make personal finance simple. There are many different resources to help simplify your decision on your next credit card when it comes to credit cards. A great resource is a credit card recommendation tool. …

Keep track of companies leading the protection of computer systems and networks — Cybersecurity is the state of being protected against the criminal or unauthorized use of electronic data or the measures taken to achieve the protection. According to Fortune Business Insights, the global cybersecurity market was valued at $139.77 billion in 2021. The market is projected to grow from $155.83 billion in…

A rate you should be familiar with — An interest rate is an amount a lender charges a borrower and is a percentage of the principal, which is the amount loaned. The interest rate on a loan is typically noted annually, known as the annual percentage rate (APR). Interest rates can also apply to the amount earned from…

Pick what’s right for you — So, you are looking to do some traveling later this year. You decide that it is time for a travel credit card. When it comes to choosing the right travel credit card for yourself, the following are three tips to help you: 1. Aim for a Signup Bonus 2. Aim…

Key motives on why a company buys back its shares — A stock buyback occurs when a company buys back its shares from the stock market with its cash. It is essentially a way for a company to re-invest in itself. The repurchased shares are absorbed by the company, and the number of outstanding shares on the market is reduced. For…