3 Tips to Choose the Right Travel Credit Card for Yourself

Pick what’s right for you

Tunji Onigbanjo
3 min readMar 24, 2022
Photo by Ashim D’Silva on Unsplash

So, you are looking to do some traveling later this year. You decide that it is time for a travel credit card. When it comes to choosing the right travel credit card for yourself, the following are three tips to help you:

1. Aim for a Signup Bonus

2. Aim for High Rewards Within Your Spending Habits

3. Aim for Perks and Protection You Need

1. Aim for a Signup Bonus

A signup bonus is a bulk of points given to you when you spend a specific amount within a specific timeframe of opening a new credit card. For example, Travel Card A offers 100,000 points when you spend $5,000 within six months of owning the card. If that level of spending in a six-month timeframe is achievable for you, and the 100,000 points have a dollar value of $1,000, you are positioning yourself for travel points that can cover your next domestic trip’s airline and hotel costs.

2. Aim for High Rewards Within Your Spending Habits

When it comes to rewards, some travel cards may offer five points for every dollar spent towards travel, three points for every dollar spent towards dining, two points for every dollar spent towards entertainment, etc. You should aim to…

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Tunji Onigbanjo
Tunji Onigbanjo

Written by Tunji Onigbanjo

Financial literacy is important.

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