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3 Resources for Quick Credit Card Research
Know what your next credit card will be with simple research
When it comes to looking for my next potential credit card, I like to keep things simple. I try not to overthink it and only aim for a credit card that will benefit me in the long run. As of December 2021, I have seven credit cards. When it comes to researching credit cards, the following are the three resources I use:
1. NerdWallet
2. The Points Guy
3. Bankrate
1. NerdWallet
NerdWallet is an all-around great resource for personal finance. It is one of the first personal finance websites I came across and has taught me a lot about credit cards, long-term investing, and budgeting. NerdWallet’s credit cards section gives you quick insight into the type of credit cards you are looking for, such as cashback, travel, and business credit cards. The quick insight includes details such as the credit card’s rewards, annual fee, sign-up bonus, and recommended credit score. If you are starting your credit card journey, NerdWallet makes it very easy.
2. The Points Guy
The Points Guy is a great resource tailored more towards travel credit cards. The many articles on the website showcase how you can take advantage of travel rewards on credit cards. Its Best Credit Card section gives you quick insight into what they believe are the best credit cards to consider getting. If you are on the hunt for your first or next travel credit card, The Points Guy sets you on the right path for success.
3. Bankrate
Bankrate is a personal finance focus website that is very similar to NerdWallet. One of the best features that Bankrate has to offer is CardMatch. CardMatch essentially asks you a few questions and verifies your identity by doing a soft pull on your credit score to showcase credit cards that you pre-qualify for. There is no 100% guarantee that you will be approved for those cards, but having an idea of the kind of credit cards you can qualify for is powerful. If you need clarity in your credit card journey, Bankrate’s CardMatch will help provide that to you.
With NerdWallet, The Points Guy, and Bankrate, you will have no issue determining your next credit card. Remember, always be a responsible user of credit. Utilize your credit correctly so that you can then be in a position to qualify for that low-interest mortgage, car loan, or business loan you are planning for in the next few years. Let me know what your favorite resources are for credit card research!
