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2 Travel Credit Cards to Consider in 2023
Earn rewards to use towards travel expenses
A travel credit card is a type of credit card that provides you with rewards, usually in the form of miles or points, based on your purchases to be used towards travel expenses. Now that a new year is upon us, I know you may be looking to travel sometime in the coming months. If you are traveling this year, the following are two travel credit cards you should consider, especially if you have never had a travel credit card:
1. Capital One Venture Rewards Card
2. Wells Fargo Autograph Card
1. Capital One Venture Rewards Card
The Capital One Venture Rewards Card is one of the highest-rated flat-rate travel credit cards on NerdWallet, with a rating of 4.7 out of 5 stars. The card offers an unlimited 2 miles per dollar on every purchase and an unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. The card currently offers a 75,000 bonus mile sign-up bonus if you make $4,000 in purchases within the first three months of opening your account.
It is important to note that the annual fee for the Venture Rewards card is $95. Other key benefits of the card include a credit of up to $100 for the application fee for Global Entry or TSA Precheck, travel accident insurance, rental car coverage, trip protection, no foreign transaction fees, and extended warranty on eligible purchases.
2. Wells Fargo Autograph Card
The Wells Fargo Autograph Card is one of the highest-rated no-annual-fee travel credit cards on NerdWallet, with a rating of 4.5 out of 5 stars. The card offers an unlimited 3 points per dollar on restaurant, travel, gas, transit, popular streaming services, and phone plan purchases. All other purchases earn 1 point per dollar. The card currently offers a 20,000 bonus points sign-up bonus if you make $1,000 in purchases within the first three months of opening your account.
No annual fee is a key benefit if you do not plan to travel often. Other key benefits include an introductory APR of 0%, no foreign transaction fees, cell phone protection, rental car coverage, roadside dispatch, and emergency cash disbursement.
Now that you are familiar with two travel credit cards to consider, continue with your own research. You can use a website like NerdWallet to find a travel credit card that aligns with your travel habits, purchasing, and goals. Let me know your thoughts in the comments about the Capital One Venture Rewards Card and the Wells Fargo Autograph Card.
